Our Team


Paul Draper - President & CEO

Paul is Centerra Capital’s founder and principal dealmaker. He works closely with a diverse mix of clients to overcome business challenges to get deals done. Since 1998, Paul and his team at Centerra Capital have allocated more than a billion dollars in financing and moved millions of square-feet of property across California and Oregon. He practices the craft of finance with equal parts discipline and creativity.

Paul is a lifelong resident of California’s Stanislaus County. He is active in the community and has served as a member of the Board of Trustees of Sutter Gould Medical Foundation, as Trustee of the Gallo Center for the Arts, and sat on the Investment Committee and The First Tee of Stanislaus County.

Paul’s professional history includes decades of management experience for small and middle-market companies. His accomplishments span the sectors of finance, agriculture, food-processing and technology. Paul partnered in a joint venture that successfully moved a major food processor into the California nut industry. He was also instrumental in bringing two major technological innovations to agriculture: enterprise data-processing software in the 1970s, and drip irrigation in the early 1980s.

Paul graduated with honors from the University of California, Davis in Agricultural Economics and Business Management and holds a Masters Degree in Business Administration from Harvard University.

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Tony Ramirez - Senior Underwriter

Tony is involved in all aspects of Centerra Capital’s real estate and client transactions, including asset acquisition and financing. Key transactions include the $22M acquisition and financing of Fifteen 24 Professional Center, a 132,000-sf medical office building in Modesto, and a client advisory and financing engagement resulting in a $30M business merger.

Prior to joining Centerra Capital in 2007, Tony spent more than 20 years in consumer and mortgage banking in roles including strategic planning, acquisitions and capital markets. As Vice President for a premier West Coast consumer banking franchise, he participated in an acquisition program that grew deposits to over $100b. As Vice President for a Top 5 mortgage lender, he participated in an acquisition program that created a nationwide franchise. As part of these two efforts, Tony was involved in capital transactions that served to support the resulting growth.

Tony holds a Master of Business Administration Degree from Stanford Business School and a Bachelor of Arts Degree from Yale University.



Kristy Rupp - Property Manager

Kristy is Centerra’s property manager. She manages over 600,000 square feet of various building types and works closely with each tenant to exceed customer expectations. She also manages our tenant improvement projects and vendor relations.

Kristy currently sits on the Downtown Modesto Partnership board and works closely with the public service departments in this area to improve the Central Valley.

Before attaining her real estate license and joining Centerra, Kristy spent five years at In-Shape Health Clubs and managed both health club construction and district operations. She is currently in the process of becoming a licensed broker.

Kristy graduated from CSU Sacramento with a Bachelor’s of Science in Family & Consumer Sciences, emphasis in Apparel Design & Merchandising.  


Paul Smith - Leasing & Acquisitions

Paul is a Central Valley born and bred native who studied Business at CSU Stanislaus for two years before accepting a golf scholarship to the University of Southern California. After three years of sitting in traffic, he left Los Angeles to return home to begin his career in the real estate industry. At Centerra Capital, Paul focuses on commercial / investment sales and leasing where he leverages his connections and knowledge of the local market to provide his clients with the service they expect and deserve.

Paul has a B.A. in Political Science from the University of Southern California and has been a licensed real estate agent since April of 2017.